This iPort Investment Portfolio tool is provided free of charge by New Ireland Assurance Company plc (New Ireland). This tool is intended for use in relation to clients that are residents of the Republic of Ireland only. By accessing and using this tool at any time, you are accepting, without limitation or qualification, these terms and conditions of use. If you do not accept these terms, please do not proceed to use the tool.
We may update these terms and conditions of use from time to time. Please revisit this page regularly to ensure that you are aware of the current terms as they are binding on you.
While we have taken all reasonable care to ensure the information in this tool is accurate, up to date and complies with all relevant legal and regulatory requirements, errors or omission may occur and New Ireland does not accept responsibility or liability whatsoever for any such errors or omissions in relation to the tool (including any reports or other outputs from the tool).
New Ireland reserves the right to change the content, presentation, form, functions and availability of all or part of this tool at its sole discretion and without prior notice. New Ireland does not warrant or represent that the tool may be available and accessible at all times. New Ireland will not be liable for any loss or damage rising out of or in connection with use of this tool. Any links provided to any other sites in the tool are for convenience only and by selecting the links to any other sites; you will leave the tool and access the other sites at your own risk.
New Ireland does not guarantee that any e-mail sent will be received or that the contents of any such e-mail will remain private or unaltered during transmission. New Ireland accepts no liability for any damages suffered as a result of an alteration or loss of confidentiality of the information contained in any such e-mail.
New Ireland will not be liable for any loss or damage to systems or otherwise resulting from use of this tool and does not offer any assurance that the tool will not infect computer equipment, computer programs, data or other material.
Nothing in this tool constitutes financial or other professional advice. While the tool can help in identifying the attitude to risk profile of a client and suggest investment solutions for clients, the tool is intended as a guide only. It does not take factors into account such as the life stage, financial capacity or financial objectives of clients. Risk is just one of the factors to be considered when making investment decisions.
The attitude to risk profiling is only one method of profiling and may not be suitable for use in all circumstances. It is important to understand that it is not intended to be a substitute for undertaking a full financial review and assessing a person's attitude to risk in a detailed manner. New Ireland cannot offer any assurance about the accuracy or otherwise of information produced (including attitude to risk category identified) following completion of the questionnaire.
If you use the tool to identify a range of potential investment returns for an investment of a certain risk level or category over a term, the potential returns identified are arrived at based on a stochastic model which is the property of Wilshire Associates, an investment advisory firm. If potential returns are identified they are arrived at based on a number of assumptions. The potential returns identified should not replace product illustrations that may be required under Irish laws or regulations. The potential returns identified are estimates only and we do not offer any assurance as to their accuracy. Actual returns may be lower or higher than the potential returns identified and the shorter the term selected, the greater the possibility that the actual returns may differ as short term variables are less reliable.
The tool allows possible investment outcomes to be modelled. It is your responsibility to understand any differences between any inputs (including the risk classification) to the model and your investment risk profile identified elsewhere in any report or output from the tool.
The tool should not be relied on as the main basis (or the only basis) for any investment or retirement planning advice. The general results offered by the tool are not intended to constitute investment advice or recommendations regarding investment or retirement planning. The tool is designed to assist you in deciding how to invest among different assets classes based on the stated risk profile. You are under no obligation to accept any suggested allocations or portfolios.
Any portfolio or mix of funds which may be suggested are based on generally accepted investment principles but cannot and do not take account of your individual objectives, financial needs and circumstances. There is no guarantee that any particular asset allocation or mix of funds will meet your objectives. It is your responsibility to consider all of the options available having completed a detailed financial and needs review with your Financial Broker or Advisor before deciding on one or more investment solutions.
These Terms and Conditions of Use are governed by Irish law and the Irish courts shall have exclusive jurisdiction.
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Reproduction of this tool in whole or in part, without the prior consent of New Ireland is strictly prohibited unless for private, non-commercial viewing purposes.
New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.